How to Add Money to Your PayPal Account
Want a ready-to-use balance on PayPal? Adding money to your PayPal account means transferring money from your bank account using the "Add money" option. Here's how to do it, step by step.
Prefer a video? Watch the full tutorial below.
Adding money to your PayPal account, step by step
Log in to PayPal
From the PayPal home screen, locate your balance. Open the "PayPal" app (or the website) on your phone or computer and log in to your account. You'll land on the home screen, where your "PayPal balance" is shown.
Open your balance or wallet
Open your balance to reach the money options. Tap your "PayPal balance" (or the "Wallet" tab). You'll get to the management of your money and your linked bank accounts.
Add money
"Add money" tops up your balance from your bank. Tap "Add money" (or "Add funds"), choose your linked "bank account", enter the amount, then confirm. Your PayPal balance is topped up.
Good to know
Topping up from a bank account is "free", but it can take a few days to be credited. The "Add money" option isn't available in every country.
Good to know
- You need a "verified bank account" linked to PayPal to top up.
- The credit usually takes "1 to 3 business days".
- In some countries, PayPal works without a balance: the payment is taken directly from your bank or card.
Frequently asked questions
- Can you top up PayPal with a debit or credit card?
- Adding money to the balance is usually done from a linked bank account. Cards are mainly used to pay directly, without going through the balance.
- How long until the balance is credited?
- Usually 1 to 3 business days, the time it takes for the transfer from your bank to be processed by PayPal.
- Does adding money to your PayPal account cost anything?
- Adding money from a bank account is free. Fees may apply, however, for certain operations (currency conversion, receiving commercial payments).
